Estate Planning & Administration
The collection of preparation tasks that serve to manage an individual's asset base in the event of their incapacitation or death, including the bequest of assets to heirs and the settlement of estate taxes. Most estate plans are set up with the help of an attorney experienced in estate law.
Some of the major estate planning tasks include
- Valuation of Estate assets, Collections, Securities, Art, Jewelry, Real Estate and other assets.
- Designating an Executor to maximize and mange the value of inherited assets.
- Creating a will
- Limiting estate taxes by setting up trust accounts in the name of beneficiaries
- Establishing a guardian for living dependents
- Creating/updating beneficiaries on plans such as life insurance, IRAs and 401(k)s
- Provide alternatives for the Rollover of IRA and Pension accounts
- Setting up funeral arrangements
- Establishing annual gifting to reduce the taxable estate
- Setting up durable power of attorney (POA) to direct other assets and investments
College Funding & Asset Planning for Financial Aid
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Lincoln Financial Advisors Corp., Member FINRA www.finra.org, Member SIPC www.sipc.org
Paul Stawinski is a registered representative of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. CLU Wealth Advisors is not an affiliate of Lincoln Financial Advisors Corp.
Mr. Stawinski is securities licensed in Alabama, California, Colorado, Connecticut, Florida, Indiana, Maine, Massachusetts, New Jersey, New York, North Carolina and insurance licensed in Alabama, Arizona, California, Colorado, Florida, Hawaii, Indiana, Louisiana, Massachusetts, Maine, Maryland, New York, New Jersey, Ohio, Rhode Island, Pennsylvania, Tennessee, Texas, Vermont & Virginia. If you are not a resident of these states we are unable to offer our services.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. CRN-2538256-051319
-Term Insurance (10, 20 & 30 year)
-Guaranteed Universal Life
-Indexed Universal Life
-Variable Universal Life
Disability Income Insurance
We firmly believe that any good risk management plan does not ignore the danger of not having enough disability insurance if you get partially or permanently disabled. Many clients get a group disability income benefit from their workplace, which may not be portable. If you are eligible for additional or supplemental coverage we'll help you understand the benefits to adding this very important insurance coverage to your risk management plan.
Long Term Care Insurance
As we age our health will decline. People are living longer and will need care in their home, at an alternative care facility or at a nursing home. We can tailor a LTCi plan that will help give you the peace of mind that money will be available for your and your spouses care should you ever need it.
With all insurances we only work with the top AAA or AA rated carriers.
Qualified Pension Investment Management
We provide Independent advice on Investment Insurance Opportunities, as well as Benefits and Retirement Planning
Wealth Management & Investments
From the very basic to the very complex we can meet your needs. If your looking to invest your assets we have an unbiased approach to helping you understand the ins and outs to create the right kind of portfolio to pursue your current and future needs.
Business Exit Strategies Consultation & Implementation.
M & A Sale of Businesses
-We partner with all the Major Financial Services Companies
T Rowe Price
As well as many others that are leaders in their specific fields of expertise.
-Broad choice of Financial Products and consulting
-Fee based portfolios
-Stocks & Bonds, Individual or Funds
-ETF's,REIT's, Tax efficient Investments and CD's
-Annuities, Fixed, Variable and Indexed
-Limited Partnerships, and Commodities
-IRA, 401k and other Pension alternatives
-College funding, UGMA accounts, 529 Plans